The Veteran’s Benefit Supermarket & Expo will be at the Northwest Georgia Trade & Convention Center Wednesday, December 7th. The expo is open to all seniors, veterans and their dependents. Representatives from federal, state, and local agencies will be available to provide information and assistance in all areas relating to benefits. The expo will be from 10 am – 3pm, admission is free.

ARE YOU IN DANGER OF LOSING YOUR JOB? ARE YOU PREPARED FOR THE POSSIBILITY OF  LOSING YOUR HOME IF YOUR INCOME  CHANGES?

FREE ASSISTANCE IS AVAILABLE. SAVE YOUR HOME TODAY AND SECURE YOUR FINANCES!

THE DWCDC IS A HUD CERTIFIED HOUSING COUNSELING AGENCY; MAKE AN APPOINTMENT WITH A PROFESSIONAL TODAY. TAKE CHARGE OF YOUR FUTURE AND YOUR MORTGAGE.

DOCUMENTS YOU WILL NEED: 1. 30 DAY INCOME INFORMATION/BANK STATEMENTS, 2. HOUSEHOLD BUDGET EXPENSES 3. LETTERS AND STATEMENT FROM MORTGAGE LENDER 4. 2009&2010 TAX RETURNS 5. LOAN CLOSING DOCUMENTS

For tips and information on avoiding foreclosure or to schedule a one-on-one Hosing Counseling Session

CALL THE DWCDC @ 706 876 1630 for details

and visit www.dwcdc.org

EVITE EL EMBARGO HIPOTECARIO CON LA AYUDA DE:  Dalton-Whitfield Community Development Corporation

ESTA USTED EN PELIGRO DE PERDER SU EMPLEO? ESTA PREPARADO PARA LA POSI BILIDAD DE PERDER SU HOGAR SI SUS INGRESOS  CAMBIAN?

ASISTENCIA GRATUITA ESTA DISPONIBLE: SALVE SU HOGAR, Y  ASEGURE SUS FINANCIAS.

SOMOS UNA AGENCIA ACESORIA DE VIVIENDA CERTIFICADA POR HUD. HAGA UNA CITA CON UN PROFESIONAL HOY MISMO. HAGASE CARGO DE SU FUTURO Y SU HIPOTECA.

DOCUMENTOS QUE VA A NECESITAR: 1. INGRESOS DE LOS ULTIMOS 30 DIAS (SI ES POSIBLE) /ESTADO DE CUENTAS DE AHORROS O CHEQUERA 2. LISTA DE GASTOS DEL HOGAR 3. CARTAS Y ESTADO DE CUENTA DEL BANCO 4. LOS IMPUESTOS DEL 2010, 2009 5. LOS DOCUMENTOS DEL CIERRE O REFINANCIAMIENTO

PARA OBTENER CONSEJOS E INFORMACION SOBRE COMO EVITAR EL EMBARGO HIPOTECARIO O PARA HACER UNA CITA CON UN CONSEJO.

LLAME AL 706 876 1630 PARA OBTENER DETALLES  Y VISITE NUESTRA PAGINA

Www.dwcdc.org

The DWCDC

http://www.facebook.com/#!/profile.php?id=100002873611339

http://www.facebook.com/#!/pages/Dalton-Whitfield-Community-Development-Corporation/234328423281462

Here’s how it works:                                                                                                           One parent/guarding from each family must choose and attend three Christmas Club Meetings (see list on back).                                                                                                     Once you have three certificates, you will have a time to go to the Salvation Army between Monday, November 7 and Friday, November 11 to complete an application. Remember, you must bring your 3 certificates and identification in order to complete the application. At that time you will be given the date and time to come and shop at the Community Christmas store at the North Georgia Fairgrounds.

For low cost transportation to some meetings:                                                                Whitfield Transportation (706 278 3606) Monday - Friday 8:30- 4:30 Cost: $2.00 each way. Must call 3 days in advance.                                                                                                   If you live in or move to a different county: You will need to check with the local school or churches to get information Christmas help in your new county.

*If you would like to contribute financially to the cause – please mail your donation to “Sharing is Caring Christmas Fund” Attn: Jackie Taylor 405 School Street, Dalton GA 30720. Check should be made out to the “United Way” For: Sharing is Caring Christmas Fund

For volunteering opportunities:                                                                                        WEBSITE: http://tinyurl.com/daltoncommchristmas                                                               EMAIL: sharingiscaringchristmas@gmail.com

1. Have sign-in sheets completed                                                                                         
2. Give each participant a certificate of completion – they can fillin their own name. Please sign the certificate in BLUE ink to attempt to prevent duplication.
3. AFTER ALL YOUR MEETINGS HAVE BEEN HELD: Get all sign-in sheets to Nicole Errickson. You can mail, fax, or drop them by Roan Elementary School

ATTN: Nicole Errickson                                                                                               Address: 1116 Roan Street, Dalton, GA 30721                                                             Phone: 706 876 4379                                                                                                          Fax: 706 876 4390 or 706 278 0979

Please remember that we are trying to use these club meetings to empower parents to take on their own responsibilities and have pride in what they are able to do for their families, including providing Christmas. Try to emphasize this in every meeting.

Also, please remind families that for application week, it is not importnat to be the first one to complete the application – it has no effect on when you get to shop at the Christmas Store. Refer to the certificates for more information and point out the chart assigning them times to come by the head  of household’s last name.

Just for your info:

1. This is only for Whitfield County Residents
2. Please feel free to bring signs to post to guide families to the correct location in the building where you are holding the meeting
3. You may want to have copies of the available club meetings with you to give to families who ask about other meetings
4. All documents (except certificates) are also available on the website http://tinyurl.com/daltonchristmas

1. Provide a similar Christmas for families that we desire for our own families
2. Address the complete needs of families and provide resources to help them be able to create their own Christmases in the future
3. Protect the families’ dignity by allowing them to choose and give the gifts to their children as well as celebrate Christmas in their own ways.
4. Create an equality throughout the community of gifts that families will receive.
5. Work together as a whole community to build parent capacity and empower families.
6. Based on these goals, the Sharing is Caring Christmas Club was created to allow families to have access to resources to allow them to provide their own Christmases in the future. The process is as follows:
7.  In August, families are given letters that detail the project and give them a schedule of club meetings in the community which are held at various locations and times, and cover various topics. Topics include budgeting, communication, cooking with leftovers, parenting tips, and helping your child be successful in school. Parents are asked to attend 3 meetings during the month of September and October where they will receive a certificate of attendance.
8. The week of November 7-11, the Salvation Army holds an Application Week where families bring their 3 certificates and identification for those in the household. They are helped to complete an application and are given a date and time to come and shop at the Christmas Store in December.
9. December 15 (from 1pm – 8pm) December 16 from (1pm – 08pm) and December 17 (from 10am – 4pm), the community will be holding the Sharing is Caring Christmas Store at the North Georgia Fairgrounds. Parents come at their designated times to pick out three items per each child to give ot their child at Cristmas. The Store is held in two buildings. In one of those buildings, parents shop for items at their designated times. In the other building, is a Christmas Party atmosphere, with snack for families, and stories and crafts or the children. Volunteers will be asked to sing up to help with various roles staring November 9. On Monday, December 12 at 12pm and 6pm – a volunteer training will be held at the North Georgia Fairgrounds.

We are relying on the generosity and volunteerism in our community to make this process work. Volunteers will not only donate time in various roles, but also a financial donation in the form of gifts, items and money which will enable the store to be stocked with needed items.

* For families who choose not to participate in the Community Christmas, they will be given information about the Providence Ministries Christmas Day Celebration which includes a service, meal, and gift give away.

To mail in financial donation:                                                                                             Sharing is Caring Christmas Club Fund                                                                             C/O Jackie Taylor                                                                                                                   405 School Street                                                                                                                  Dalton GA 30720                                                                                                               Make checks payable to “United Way” and in the FOR: line  Sharing is Caring Christmas Club.